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Proverbs 22:7 meaning...

In Proverbs 22:7, we encounter a verse that provides insights into the dynamics of financial relationships and the potential impact of debt on individuals and families. This verse highlights the vulnerability that can arise when one becomes indebted to another. 

  • Power Dynamics:

"The rich rule over the poor." This phrase reflects the reality of power dynamics in financial relationships. Those with wealth often have greater influence and control over the lives of those who are economically disadvantaged. This can manifest in various ways, from employment opportunities to access to resources.

  • Debt and Servitude:

"The borrower is servant to the lender." This statement underscores the potential consequences of indebtedness. When someone borrows money, they become beholden to the lender. This can lead to a form of servitude or dependence, as the borrower may be obligated to fulfill terms set by the lender. The borrower's financial decisions and freedoms may be constrained by the debt they owe.

  • Financial Independence and Freedom:

Proverbs 22:7 highlights the importance of financial independence and wise stewardship. It encourages individuals to consider the implications of borrowing and to make prudent financial choices that lead to greater freedom and self-sufficiency.


Cross-References:

Psalm 37:21: "The wicked borrow, and don’t pay back, but the righteous give generously." This verse contrasts the actions of those who borrow irresponsibly with the righteous who give generously.

Romans 13:8: "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." This New Testament verse emphasizes the importance of fulfilling financial obligations and practicing love.


Proverbs 22:7 sheds light on the power dynamics of financial relationships and the potential consequences of indebtedness. It serves as a reminder of the importance of wise financial stewardship and the potential pitfalls of becoming bound by debt. While borrowing can have practical benefits, it's crucial to exercise discernment and make responsible choices that align with long-term financial well-being.

As we reflect on this verse, let us consider our financial decisions and their potential impacts on our lives and the lives of others. Let us seek financial independence, wise stewardship, and a commitment to treating others justly in our financial interactions. Ultimately, this verse encourages us to approach financial matters with discernment, responsibility, and a commitment to maintaining our own agency and freedom.


Proverbs 22:7. The rich rule over the poor. The borrower is servant to the lender.

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